Tax-Advantaged Strategies
Keep More of What You Earn
Taxes are the single largest drag on investment returns over a lifetime. MeyerTrust's tax-advantaged strategies help you legally minimize your tax burden — keeping more money invested and compounding for your future.
Optimize My TaxesPotential Tax Savings by Strategy (Assumes 24% tax bracket)
| Strategy | Annual Tax Savings | Over 30 Years | Complexity |
|---|---|---|---|
| Max 401(k) Contribution | $6,900 | $207,000+ | Low |
| Roth IRA + Backdoor | $2,100 | $63,000+ | Medium |
| Tax-Loss Harvesting | $1,500–$3,000 | $45,000–$90,000 | Low (automated) |
| Asset Location | $800–$2,000 | $24,000–$60,000 | Medium |
Six strategies to minimize your tax burden
Legal, proven strategies used by sophisticated investors to keep more money working for them.
Traditional IRA Deductions
Contribute pre-tax dollars to a Traditional IRA and reduce your taxable income today. Ideal if you expect to be in a lower tax bracket in retirement.
Roth IRA Conversions
Convert Traditional IRA funds to a Roth IRA during low-income years. Pay taxes now at a lower rate and enjoy tax-free growth for decades.
Backdoor Roth IRA
High earners who exceed Roth IRA income limits can still contribute via the backdoor Roth strategy — a two-step process that's fully legal and IRS-approved.
Tax-Loss Harvesting
Sell losing positions to realize losses that offset capital gains. Immediately reinvest in similar (not identical) assets to maintain market exposure.
401(k) Mega Backdoor Roth
If your employer plan allows after-tax contributions, you can contribute up to $46,000 in after-tax 401(k) funds and convert them to Roth — tax-free growth on a massive scale.
Asset Location Strategy
Place tax-inefficient assets (bonds, REITs) in tax-advantaged accounts and tax-efficient assets (index funds) in taxable accounts to minimize your overall tax burden.
Start optimizing your tax strategy
Open an account and work with our advisors to implement tax-advantaged strategies.
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